Across the private and public sectors, finance is the fuel that keeps commerce and society moving forward. We are acknowledged leaders in banking and finance, helping banks, financial institutions, private credit funds, investors and borrowers structure and execute financing transactions across a broad range of sectors, asset classes and jurisdictions.
In the private sector we are known for our expertise in advising banks, financial institutions, private credit funds, alternative investors and borrowers on financing transactions, from conventional bilateral lending to complex structured and cross-border financings. We act across the capital structure and on both sides of financing transactions, combining technical financing expertise with deep sector knowledge to deliver commercially focused advice.
In the public sector we have deep expertise in helping housing associations and local authorities access funding and manage their finances effectively and efficiently.
We have a long track record of helping investors finance investment and assets in the UK and internationally. Fluent in both conventional and Islamic finance, we have a particular expertise in advising clients across the UK, Europe, Middle East, Asia and other international markets, connecting our offices and clients across jurisdictions to deliver coordinated advice on domestic and cross-border transactions.
Banking and finance
We understand that the provision of affordable housing is vital to our communities. Whether you're a lender to the sector or a housing association our friendly, experienced team can help you make the most of your funding opportunities.
Affordable housing financeWe have finance law services that expand to public and private organisations seeking funding solutions. We'll guide you through each development stage and capital-raising activity to achieve your business goals.
Debt capital marketsThe neighbourhoods in which we live and work are changing. Whether you are refurbishing a single residential property or undertaking a large scale mixed use development our team can help ensure that the financing solution your project requires is in place on time and on budget.
Development financeLet us help you integrate environmental, social and governance (ESG) considerations. We collaborate with clients to develop meaningful targets that support sustainable business practices.
Green and sustainable financeOur comprehensive legal services for Shariah-compliant financial transactions allow us to advise clients across various sectors, including banking, project finance and capital markets. We specialise in sukuk issuances and conversions to Islamic banking models.
Islamic financeThe public sector is funding investment in housing, infrastructure, regeneration and other projects through debt funding. With our detailed knowledge and experience of advising key players in the sector, we can advise on all aspects of putting in place such funding.
Public sector financeWe're renowned for our work in the build-to-rent, healthcare, hotel and student accommodation sectors. Our team of real-estate finance specialists can help you handle transactions involving single and multi-let investments, development, redevelopment and landmark-regeneration projects.
Real estate financePrivate credit has become one of the fastest growing sources of capital across real estate, infrastructure and private markets. As traditional bank lending has become more constrained, institutional investors are increasingly deploying capital through bespoke financing solutions tailored to the needs of sponsors, borrowers and investment platforms.
Private creditOur sanctions and financial regulation practice helps clients navigate increasingly complex regulatory environments across the UK, the Middle East, the ASEAN and South Asia. We advise financial institutions, government-related entities, corporates and investors on sanctions, financial crime, cross-border regulatory risk and engagement with regulators, delivering clear, commercial solutions where it matters most.
Sanctions and financial regulationWe understand that banking and finance transactions can involve complex legal, commercial and regulatory considerations. Whether you are a bank, fund, institutional investor, alternative lender, corporate borrower or sponsor, navigating the intricate landscapes of law and finance requires expert guidance. Our banking and finance team advises across a broad range of sectors, asset classes and financing structures, including all aspects of real estate financing (residential, office, retail, logistics, student accommodation, leisure, healthcare and mixed-use developments), as well as corporate and leveraged finance, private credit and structured finance, capital markets, derivatives, and special situations and restructuring.
We advise a diverse range of clients across the private and public sectors, acting for both providers and users of capital.
With a team of over 1,000 professionals across key strategic locations, we offer both extensive global insight and precise local expertise in banking and finance, connecting our offices and clients across jurisdictions to support complex domestic and international transactions.
Synonymous with delivering excellence in the Islamic finance industry, with over 30 years of experience and named IFN Banking & Finance Law Firm of the Year 2025 at IFN Law Awards 2025.
We've received multiple top-tier rankings in both the Chambers and Partners and Legal 500 directories as an established banking and finance practice, reflecting our expertise across financing transactions and the sectors in which our clients operate.
Whether you are seeking to structure a complex financing transaction or comply with regulatory requirements, Trowers & Hamlins can help. Our banking and finance experts are ready to assist you with bespoke, commercially focused legal advice that helps you navigate risk, execute transactions and achieve your financing objectives.
Contact us today to discuss how our expertise can support your financing and investment requirements.
Trowers' banking and finance lawyers advise businesses, investors, lenders and borrowers across a wide range of sectors. Our team supports clients in banking and financial services, real estate, construction, energy, infrastructure, technology and innovation.
We help clients with financing arrangements ranging from day-to-day lending matters to complex, multi-party transactions. Our sector knowledge allows us to provide commercial legal advice tailored to the regulatory and operational challenges of each industry.
Yes. The Trowers team of banking and finance lawyers advise businesses, lenders and investors on green finance, sustainable finance and ESG-linked funding arrangements.
We have many years of experience helping clients incorporate environmental, social and governance (ESG) objectives into financial transactions, develop sustainable finance strategies, and access funding that supports long-term sustainability goals. We advise on a range of structures designed to align financing with responsible business practices and regulatory requirements.
Yes. Trowers has experience advising on Islamic finance and Shariah-compliant transactions across the UK and international markets. Our banking and finance team advises clients on sukuk issuances, Islamic banking structures, project finance, real estate finance and Shariah-compliant investments. We help businesses, financial institutions and investors structure transactions that comply with Islamic finance principles while meeting commercial objectives.
Yes. Our banking and finance team advises private credit funds, alternative lenders, institutional investors and borrowers on a wide range of financing structures, including traditional lending, back leverage, warehouse facilities and structured finance transactions. We advise across the capital structure, drawing on our financing expertise and sector knowledge to help clients structure, negotiate and execute transactions in the UK and internationally.
Yes. Our banking and finance team advises banks, financial institutions, funds, investors and borrowers on domestic and cross-border financing transactions. With offices in the UK, Middle East and Asia, and an established network of international relationships, we coordinate legal advice across multiple jurisdictions, helping clients navigate complex financing structures, regulatory requirements and local market considerations.
Yes. Our banking and finance team advises financial institutions, investors, funds and corporate clients on capital markets and derivatives transactions, including debt securities, structured products, hedging arrangements and related financing structures. We combine technical expertise with a commercial understanding of financial markets to help clients structure, negotiate and execute transactions in the UK and internationally.
Banking and finance
OUR CASE STUDIES
Trowers & Hamlins has advised Settle and Paradigm on the £1.55 billion financing as part of the first stage of their merger. In October 2025, Settle Group became a subsidiary of Paradigm Housing Group Limited, with the combined group operating as SettleParadigm. Paradigm Homes Charitable Housing Association Limited and Settle Group aim to legally combine in the next two years. SettleParadigm will operate primarily across Buckinghamshire, Hertfordshire and Bedfordshire and will become the largest housing association operating in the region, with ownership of almost 27,000 homes.
We acted as sole transaction counsel to Energy Development Oman (EDO) on its landmark Sukuk programme and inaugural issuance, designing a first-of-its-kind hybrid Ijara-Wakala structure for Oman. Our cross-border team combined Islamic finance, capital markets and regulatory expertise to deliver an innovative structure supporting EDO's strategic funding ambitions.
"Trowers & Hamlins played an important role - together with the EDO and NBO teams - by designing an innovative Sukuk structure that supported investor receptivity, and by preparing a high-quality disclosure document."Sultan al Mamari
We advised The Housing Finance Corporation on the structuring of its National Wealth Fund (NWF) guaranteed retrofit funding programme and its updated £2bn Secured Euro Medium Term Note Programme, creating a flexible funding platform for registered providers of affordable housing and supporting investment in new and existing homes, including measures that help decarbonise the UK's affordable housing stock.
"Working with the Trowers & Hamlins team on this innovative financing programme has been a genuinely positive experience..."Andrea Jelic
We advised Rapidrop Global and its shareholders on BGF’s investment in the business, providing strategic advice and bespoke structuring across a complex, cross-border transaction. Our full-service team brought together expertise from across the firm to help position the business for its next stage of international growth.
"The proactive, commercial and insightful advice on this transaction exemplified the counsel we have come to expect and value from Riccardo Abbate and his team at Trowers & Hamlins."Daniel Gill and Rebecca Park
We advised Westminster City Council on a £235 million financing and acquisition of 368 homes for temporary accommodation using an innovative long-term funding structure.
Knowledge Hub
On 30 September 2026, the Government announced that the UK Sustainability Reporting Standards 1 and 2 (UK SRS 1 and 2) will apply on a "comply or explain" basis from 1 January 2027. This followed the consultation on Modernising Corporate Reporting, which was released on 7 September by the Department of Business, Innovation, Science and Trade (BIST).
International law firm Trowers & Hamlins has advised Raven Housing Trust, on the acquisition of 2,227 homes from Orbit in the South East of England. The stock transfer is one of the largest of its kind between two housing associations to date.
Responsible Business: How does the TNFD framework interact with other global reporting standards?
Trowers & Hamlins has advised Settle and Paradigm on the £1.55 billion financing as part of the first stage of their merger. In October 2025, Settle Group became a subsidiary of Paradigm Housing Group Limited, with the combined group operating as SettleParadigm. Paradigm Homes Charitable Housing Association Limited and Settle Group aim to legally combine in the next two years. SettleParadigm will operate primarily across Buckinghamshire, Hertfordshire and Bedfordshire and will become the largest housing association operating in the region, with ownership of almost 27,000 homes.