Natalie Singh

Partner

Natalie is a nationally recognised affordable housing finance lawyer and an acknowledged market leader. 

Natalie has extensive experience in advising housing providers on all aspects of their funding needs including syndicated and bi-lateral borrowing, capital market issues, ESG, green and sustainability-linked finance, intra group lending, hedging arrangements and security portfolio matters.  Natalie also provides strategic advice in relation to large scale restructurings, funding and treasury matters connected with mergers, treasury vehicle structures and group reorganisations.   Natalie also sits as a Non Executive Director on the Board of Habitare Homes, a for profit registered provider established by MAN Group plc. Natalie is described by clients as:  'One of the most proficient and professional people to deal with.  Always willing to give up her time to ensure the client gets the right service and [Natalie] stands out as an excellent adviser not only because she provides everything you would expect from a top flight professional lawyer in terms of great service, but also because she couples this with a lovely personal style.' Legal directories include the following:  'Natalie Singh is very knowledgeable and great to work with, Chambers, 2024.

OUR CASE STUDIES

Natalie's work for their clients

  • Advised Settle and Paradigm on £1.55 billion financing

    Trowers & Hamlins has advised Settle and Paradigm on the £1.55 billion financing as part of the first stage of their merger. In October 2025, Settle Group became a subsidiary of Paradigm Housing Group Limited, with the combined group operating as SettleParadigm. Paradigm Homes Charitable Housing Association Limited and Settle Group aim to legally combine in the next two years. SettleParadigm will operate primarily across Buckinghamshire, Hertfordshire and Bedfordshire and will become the largest housing association operating in the region, with ownership of almost 27,000 homes.

    • £1.55bn New or refinanced funding negotiated
    • 27,000 Homes owned by the combined group following the merger
    Advised Settle and Paradigm on £1.55 billion financing
    Advised Settle and Paradigm on £1.55 billion financing

Knowledge Hub

Natalie's latest insights

Insights
12 May 2026 | Author: Sharron Webster

Affordable Housing Summit 2026 - Turning policy into practice

Thank you to those who were able to attend our fourth Affordable Housing Summit. It was good to be able to interact with a full room on the day and we found it to be informative and enjoyable. For those who were unable to attend, we have set out the key takeaways below.

Case Studies
09 October 2026 | Paradigm Homes Charitable Housing Association Limited and Settle Group Limited

Advised Settle and Paradigm on £1.55 billion financing

Trowers & Hamlins has advised Settle and Paradigm on the £1.55 billion financing as part of the first stage of their merger. In October 2025, Settle Group became a subsidiary of Paradigm Housing Group Limited, with the combined group operating as SettleParadigm. Paradigm Homes Charitable Housing Association Limited and Settle Group aim to legally combine in the next two years. SettleParadigm will operate primarily across Buckinghamshire, Hertfordshire and Bedfordshire and will become the largest housing association operating in the region, with ownership of almost 27,000 homes.

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