From 1 June 2026, the UAE will implement its new Civil Code (Federal Decree Law No. 25 of 2025), replacing the 1985 framework that has governed civil and contractual relationships for nearly four decades.
While the reform is wide-ranging, its impact on banks is immediate, practical and, in some areas, potentially disruptive. This is not just a legal update. It is a change in how banks will need to structure transactions, manage risk and approach enforcement.
For bespoke advice, please contact our banking and finance team on the ground in the UAE.
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