Lauren Mason-Smith

Lauren acts for registered providers and charitable organisations in England and Wales with a focus on all aspects of property charging and refinancing work, including undertaking property due diligence and preparing and negotiating certificates of title. Lauren works on charging and refinancing large portfolios of properties to secure housing finance, often to tight timescales. Lauren also works on the due diligence aspects on property portfolio transactions.  She deals with high value property transactions including bond issues, private placements as well as traditional bank lending, often via a security trust and has been involved in the due diligence exercises associated with mergers and restructuring transactions.  Lauren also advises on strategy for funding and property security considering issues such as timescales and maximising value. Lauren also has experience of site acquisitions for both registered providers and other developer clients as well as site setups, whether that be for open market sale, shared ownership or social/affordable rent. Lauren actively participates in AI-assisted large-scale due diligence projects, utilising advanced legal technology platforms to streamline complex property transactions and review a wide range of legal documents including title registers, leases and planning agreements.