Nicole Stewart

Associate

Nicole's Related services

Nicole is an Associate in Trowers & Hamlins' International Banking & Finance team based in Kuala Lumpur.

She advises financial institutions and corporates on a broad range of financing transactions, including bilateral and syndicated loans, secured and unsecured lending, development financing, real estate financing, asset financing, and trade finance. She also advises on financial services regulatory matters, and her practice spans both the conventional and Islamic finance sectors. Her experience is further complemented in 2024 by a nine-month on-site secondment with Emirates Islamic Bank (P.J.S.C.) based in Dubai, where she served as legal counsel, advising on a diverse range of transactions and supporting day-to-day operations.

Knowledge Hub

Nicole's latest insights

Insights
28 September 2026 | Author: Debopam Dutta, Elias Moubarak & Nicole Stewart

UAE Central Bank raises the bar on operational risk: what financial institutions need to know

The Central Bank of the UAE (CBUAE) issued Circular No. 1/2026 on 3 February 2026, introducing a new Operational Risk Management Regulation (the Regulation) which replaces the Operational Risk Regulation and Operational Risk Standards that have been in force since August 2018. The Regulation took effect on 14 September 2026.

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