Kelvin provides advice and assistance to RPs and funder clients on charging and refinancing matters.
In particular, Kelvin prepares applications to the Land Registry and conducts property search due diligence in relation to large portfolios of properties.
Kelvin has assisted in respect of various charging transactions including bond issues, private placements, releases and recharging pursuant to refinancing, charging for normal bank funding and acting for funders in the checking of various property condition precedents received from RP Borrowers.
Kelvin regularly advises Dexia in relation to applications by their RP borrower clients. This includes checking forms for the release of properties and reviewing leases and deeds of easement and ensuring that the documents are acceptable to the funder.
Kelvin has advised RPs in relation to issues affecting properties in their possession. These have included first registrations, adverse possessions and the rectification of registered deeds and updating and helping to create property asset registers.